Monday, 4 February 2013

IRDA chief calls investment ceiling expansion imprudent

IRDA's Chief calls raising investment ceiling for LIC imprudent

LIC’s Chairman Mr. J Hari Narayan does not favour the government’s decision to let it invest up to 30% in a company. He stated that this is also under the legal agenda as per the Government of India which is of the view that LIC cannot be treated as the other private insurers as there are certain provisions, which is in accordance with the LIC Act.

As against the existing norm which states that the LIC can invest up to 10% in a company, under the Insurance Act, 1999, after the Government of India stated that the LIC act 1959 supersedes the Insurance act, 1999, the LIC of India will now be allowed to invest up to 30% in a company.

The Chief of IRDA stated that the regulator has enough autonomy and the issue in question about the LIC holds a legal angle too. The new product designs and guidelines will be discussed in a meeting of the board of the Advisory Council. It is a matter of huge concern for the country that the management expenses in the insurance industry is highest in the world.

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